Savings Accounts

SAVINGS ACCOUNTS

MINIMUM MONTHLY BALANCE                 

$25.00 OR MORE – Six free debits per month, $.50 fees per chargeable debit over six.           

MONEY MARKET ACCOUNT

MINIMUM MONTHLY BALANCE                                                                                         

  • $2,500.00 OR MORE EARNS .25% (.25% APY) – No charge except $1.00 for each chargeable debit over six.
  • BELOW $2,500.00 EARNS .25% (.25% APY) -- $6.50 plus $1.00 for each chargeable debit over six.

Limited to six withdrawals or transactions per month, 3 of which may be checks.  A service fee will be assessed for excessive withdrawals.  Bank may require seven (7) days prior to closing account.

FUNDS AVAILABILITY BROCHURES ARE AVAILABLE UPON REQUEST

For further information on any of our products, please call Ashlie Thompson at 806-997-4351.

Citizens State Bank does not accept new account applications online.  You must appear in person to open a new account.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

In compliance with the Patriot Act, enacted to assist the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account, effective October 1, 2003.

WHAT THIS MEANS FOR YOU:

When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We will also ask to see your driver’s license or other identifying documents.