CDs & IRAs

CERTIFICATE OF DEPOSITS (CD)

Citizens State Bank offers a variety of certificate of deposits to meet your investment needs. We offer terms ranging from 30 days up to 1 year. Contact us for minimum balance requirements and current interest rates.  Early withdrawal penalties may apply.

     

INDIVIDUAL RETIREMENT ACCOUNT (IRA)

Citizens State Bank offers traditional IRA's. Contact us for minimum balance requirements and current interest rates. Early withdrawal penalties may apply.

Citizens State Bank does not accept new account applications online.  You must appear in person to open a new account.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

In compliance with the Patriot Act, enacted to assist the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account, effective October 1, 2003.

WHAT THIS MEANS FOR YOU:

When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We will also ask to see your driver’s license or other identifying documents.